Privacy
ZyFin values its customers and respects their privacy. This Privacy Policy tells you how we collect, use and disclose any personal information through our website, research.zyfin.com, and any other online application that links to this Privacy Policy (collectively the “Services”). We encourage you to read this policy carefully.
Information We Collect

We may collect personal information that you submit to us through the Services, including contact information, such as your name, company, address, email address, or telephone number, as well as your date of birth, job position, occupation, username or password information, or any information that you submit to us. Other personal information we collect may include:

  • financial information such as income, assets and your financial investment strategy and investment background.
  • documents that you provide to us to verify your identity, such as copies of your passport, utility bills, and/or bank statement or your company incorporation details.

We also may collect some information automatically, including your IP address, information about your web browser software and version, the general geographic location indicated by your IP address, the website that referred you to us, and similar information. We also may collect information about your activity on our websites, including information relating to the frequency of visits to our web site, average length of visits, and which pages are viewed during a visit.

We may use various technologies to collect information about your activities on our websites, including:

Cookies

When you visit our websites or sign up as a registered user, we may assign your computer or device one or more “cookies.” A cookie is a small text file that contains information that can later be read by us to facilitate your access to our websites and personalize your online experience. This cookie may allow us to see how you use our site, such as which pages of the websites you view. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that some of the features offered on our websites may not function and that your election not to accept cookies may also apply to other third-party websites.

Other Technologies

We may use other Internet technology, including web beacons (also called clear GIFs or pixel tags), web bugs and similar technologies, to measure your use of our websites, the frequency of visits on ZyFin domains, determine your use of information and data provided by ZyFin, and other reasonable business needs. We also may include web beacons in e-mail messages or newsletters to determine whether messages have been opened.

We may combine your information, automatically gathered information and the information we collect through cookies with other information in our records, including information that we have collected about you, or information that we have obtained from other sources. We may aggregate any statistics or data that are collected, but we are under no obligation to do so.

How We Use the Personal Information We Collect

We use the personal information that we collect about you to provide requested products and services and for our internal business purposes, including, but not limited to: responding to your requests for our unique products and services; to process your transactions and to provide you with transaction and post transaction-related services, providing, improving, and marketing our products and services, including site content and performance; evaluating your use of the services; providing advertising for products and services that might interest you; responding to your requests for information; communicating with you by e mail, postal mail, and/or telephone about products or services that may be of interest to you; maintaining and managing your account with us; keeping you updated on the issues that are relevant to your business relationship with us; monitoring your compliance with any terms and conditions associated with our products and services, including to confirm your identity; and performing other functions as described to you at the time of collection or pursuant to your consent.

You acknowledge that ZyFin relies on high-end research, scientific methodology and rigorous analysis of the data provided to ZyFin by prospective investors as well as data gathered by ZyFin’s search and research engines in order to provide the unique investment community and smart investment mechanisms contained in its products, including macroeconomic and market indices, innovative portfolio tools and other indicators designed at creating strong databases and indices. Such data may be used by ZyFin in creating compilations, databases, analysis, etc. ZyFin reserves the right to retain any such data provided by you permanently.

In addition, certain information we collect, such as the IP address of any computer or other device that you use to access our website and any other domains that may be operated by ZyFin, will be used to monitor and investigate possible violations of and enforce any terms and conditions associated with our products and services or other applicable agreements between you and ZyFin. Our use and sharing of your personal information in the manner described in this Privacy Policy may involve the transfer of your personal information to ZyFin offices or to third parties, as described in this Privacy Policy, that are in countries outside your country of residence, which may not have the same privacy legislation as your country of residence.

How We Share Personal Information
Service Providers

We may share personal information with organizations or individuals that perform functions on our behalf. For example, service providers may process payments for our products and services or may store and process data on our behalf. These service providers are granted access to personal information for the purpose of performing their functions for ZyFin.

Service Development

ZyFin may share personal information with service partners and authorized third parties use your personal information to create unique customized market indices, indicators and tools in order to provide a vibrant investment oriented platform enriched by expert and user generated content.

Marketing

We may share collected personal information with selected companies whose products and services we believe you may find of interest. If you would prefer that we not share your personal information with any third parties for the third parties’ marketing purposes, you can notify us of your preference by contacting us as described in the “How to Contact Us” section below.

Legal Matters

We may share personal information in response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement or other government agency, or as otherwise required by law; to persons acting in a fiduciary or representative capacity on your behalf; to defend against legal claims; to investigate, prevent, or take other action regarding illegal activity, suspected fraud, suspected violations of terms and conditions associated with any of our products or services, or other wrongdoing; or to protect and defend the rights, property or safety of our company, our users, our employees, or others.

Transactions

We may share personal information in connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

Other Purposes

We may share personal information as otherwise described to you at the point of collection or pursuant to your consent.

Third Parties

For our website users’ convenience, we may provide links or otherwise refer you to third parties, such as operators of Internet services linked to from our websites, that may collect personal information from you. In addition, ZyFin’s may invite your participation in various promotional initiatives through its presence on social networking websites operated by third parties, such as LinkedIn, Facebook, Twitter, Youtube, etc. blogs such as Tumblr, Wordpress, etc. Personal information collected by these third parties is not covered by this policy.

In addition, ZyFin may provide you with links to “share” any ZyFin content with friends or other third parties vie email or certain social networking websites for your convenience. Data transmitted during such linking, including but not limited to your email address or the email address of the party receiving such data, shall not be tracked by ZyFin. Use of ZyFin data by such friends or any third party shall be at their discretion and risk. Personal information collected by these third parties is not covered by this policy, and ZyFin shall not be bound in any manner by any claims and/or liabilities arising thereto.

If we share information with third parties (other than our service providers) as described above, we cannot control the privacy practices of those third parties, and they may not comply with the restrictions that we describe here.

Your California Privacy Rights

If you are a California resident, California Civil Code § 1798.83 permits you to request information regarding the disclosure of your personal information to third parties for those parties’ direct marketing purposes. To make such as request, please send an email to info@zyfin.com or write to us at ZyFin, Inc., 619 New York Avenue, Claymont, DE 19703. Please be sure that you reference “California Privacy Rights” in your communication.

How We Protect Personal Information

We use commercially reasonable security measures (including physical, electronic and procedural measures) to help safeguard personal information against loss, misuse, damage or modification and unauthorized access or disclosure. However, no system for transmitting or storing information electronically can be completely secure. Therefore, we cannot guarantee that personal information or other communications will always remain secure.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 13. If we learn that we have collected personal information from a child under the age of 13, we will delete that information from our database.

Changes to this Privacy Policy and the Applicability of Other Privacy Policies

This policy provides a general statement of the ways in which ZyFin aims to protect your information. You may, however, in connection with specific products or services offered by ZyFin, be provided with privacy policies or statements that substitute or supplement this policy.

We may also occasionally update this privacy policy to reflect changes in our practices concerning the collection and use of your information. As a result, we encourage you to review the privacy policy before accessing the websites or otherwise furnishing data to ZyFin. In order to assist you in determining whether our policy has changed, we will list at the top of the policy the most recent date on which we updated it. If we make any material changes to this policy, we will notify you by posting notice of the changes on the websites or by other appropriate means.

How to Contact Us

If you have privacy questions which are not answered by this Privacy Policy or any other concerns about how we use your personal data, please write to us at:

By email to
info@zyfin.com
Or write to us at,
ZyFin Research Inc.
619 New York Avenue
Claymont, DE 19703
USA

190, Elgin Avenue
George Town
Grand Cayman, KY1-9005
Cayman Islands
ZyFin values its customers and respects their privacy. This Privacy Policy tells you how we collect, use and disclose any personal information through our website, research.zyfin.com, and any other online application that links to this Privacy Policy (collectively the “Services”). We encourage you to read this policy carefully.
Commitment

ZyFin intends to protect the privacy of its users registered with the ZyFin website being research.zyfin.com and the data provided by them to ZyFin (which means to include ZyFin and its officers, directors, employees, affiliates, group companies, subsidiaries, agents, representatives or subcontractors) from time to time. The privacy of our website users, whether you are our former or existing registered user or visitor to our website, is important to ZyFin and we are strongly committed to your right to privacy and to keeping your personal and financial information secure. We encourage you to read our privacy statement to understand what types of personally identifiable information we collect and how we use this information.

Data Collection

ZyFin only collects the necessary Personally Identifiable Information (“PII”) in order to respond to your requests for our unique products and services, which are created and customized by ZyFin through high-end research and rigorous analysis. Your PII includes, but is not limited to, first and last name, postal address, e-mail address, phone number, date of birth, job role, occupation and any other information that itself identifies or when tied to the above information, may identify you as a specific individual. The PII that we collect from you may also include:

  • financial information such as income, assets and your financial investment strategy and investment background.
  • documents that you provide to us to verify your identity, such as copies of your passport, utility bills, and/or bank statement or your company incorporation details.

This information is used by us and/or authorized third parties, service partners to support your interaction with us, to deliver our products and services and to contact you again about other services and products we offer. By submitting your PII to ZyFin you expressly acknowledge and consent to ZyFin processing your PII accordingly. This may involve the transfer of your PII to ZyFin offices in countries outside your country of residence, which may not have the same privacy legislation as your country of residence.

This website does not collect PII about you except when you specifically and knowingly provide it. ZyFin and its service partners and authorized third parties use your PII to create unique customized market indices, indicators and tools in order to provide a vibrant investment oriented platform enriched by expert and user generated content.

ZyFin may disclose your PII if required to do so by law, or in the good faith to

  • conform to the legal requirements, compliance/reporting to administrative and judicial authorities, as may be required
  • protect and defend the rights or property of the website owners of ZyFin, or the users of ZyFin
  • person(s) or company(ies) who provide certain support services to us, and
  • person(s) or company(ies) who share certain responsibilities/obligations of ZyFin.

ZyFin also uses certain technology to collect information about how our visitors use our website, including information relating to the frequency of visits to our web site, average length of visits, and which pages are viewed during a visit. This information is used to improve the site content and performance. You also agree that ZyFin may gather usage statistics and usage data from your use of such application service products to evaluate your use of these products, to improve the ZyFin products and services, and to ensure that you are complying with the terms of the applicable agreements between you and ZyFin. The statistics and data collected may or may not be aggregated. These statistics contain no PII and will not be used to gather PII.

Access to ZyFin domain

Access to ZyFin and any other domains as may be operated by ZyFin through your computer/laptop as well as ZyFin applications and the software designed to support your mobile/cell phone/tablet or other communication devices has been provided to give you ready and convenient access to ZyFin products and services by way of updates, notifications, news, etc. and to keep you abreast of such information/analysis, as it may not be possible for you to have continued access to ZyFin through your computer device. All rights, privileges, property and Intellectual Property contained in the software designed for such downloadable applications shall at all times remain the sole and exclusive property of ZyFin. You will not be authorized to copy, reproduce or license the rights contained therein or create similar software by unauthorized use of the source code/object code contained in the software or run a similar program to support other applications on your/third party’s mobile/cell phone/tablet or other communication device.

Tracking IP addresses

You understand, acknowledge and confirm your awareness that our computer systems will track the IP addresses of the computer/laptop or other device that you may use to access our website and any other domains as may be operated by ZyFin. Any attempt on your part to modify, tamper, copy, distribute, transmit, resell, redistribute, broadcast, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in whole or in part any information, software, data, database, or Intellectual Property contained in the products or services obtained from the ZyFin website and any other domains as may be operated by ZyFin or use such information, software, or Intellectual Property in a searchable, machine-readable database, or for any other illegitimate or unauthorized purposes, will be immediately traced.

Tracking IP addresses will not only help us secure our privacy but our systems will also intimate you in the event of any unusual activity being traced from an IP addresses which identifies your computer/laptop or other device.

The IP addresses tracked by ZyFin are only intended at providing protection to the privacy and confidentiality of ZyFin. ZyFin does not intend at tracking any personal details, files forming part of your web browsing history, password inputs, login details, or any other information which may be supplied to ZyFin by virtue of tracking such IP addresses.

Data Retention and Use of Personal Data

ZyFin has been exclusively established to transform the inherent and conventional attitude of prospective investors towards financial and stock markets by creating a unique investment community and smart investment mechanisms to gain investor confidence in an unbiased and transparent manner. Our products include macroeconomic and market indices, innovative portfolio tools and other indicators designed at creating strong databases and indices. Such a mechanism calls for high-end research, scientific methodology and rigorous analysis of the data provided to ZyFin by the prospective investors as well as data gathered by ZyFin’s search and research engines. Such data may be used by ZyFin in creating compilations, databases, analysis, etc. ZyFin reserves the right to retain such data provided by you permanently. Our continued functioning may require use of web beacons and web bugs in future to track frequency of visits on ZyFin domains, use of information and data provided by ZyFin, identification of browsing cookies, etc. ZyFin may, however, use your PII for one or more of the following bonafide purposes only:

  • to confirm your identity.
  • to assess your suitability to the products and services we provide.
  • to maintain and manage your account with us.
  • to process your transactions.
  • to provide you on transaction and post transaction related services.
  • to inform you products and/or services might be of your interest.
  • to keep you updated on the issues that are relevant to your business relationship with us.
  • to improve the ZyFin website.
  • to analyze statistical data to enable us to provide you with better products and/or services.

Our links to “share” the ZyFin content/data/review with friends or any third party is only intending at providing you user-friendliness at the click of a button. Any data including but not limited to your email address or the email address of the party receiving such data shall not be tracked by ZyFin. Use of ZyFin data by such friends or any third party shall be at their discretion and risk. ZyFin shall not be bound in any manner by any claims and/or liabilities arising thereto.

We encourage your participation in mock-stocks, contests as well as subscriptions to our newsletters, surveys and reports as an effort to make you aware on a timely basis of the recent developments as well as keep you well informed of the stocks or investment opportunities that you may choose to track. Any/all information exchanged by you with ZyFin in the form of written communication, responses to emails, feedback required from you, participation in contents, etc. shall be deemed to be confidential and shall be owned by ZyFin and shall be available for the exclusive use of ZyFin.

Cookies

In addition, for registered users of our web site, the cookies allow us to recognize your computer each time you return to our web site, verify your registration or password information during a particular session so that you do not have to input your password multiple times as you navigate the site, and suggest products or services that may interest you. Most web browsers allow you to modify your preferences to notify you when a cookie is set, or to reject all cookies. If you choose to reject our cookies, some areas of the web site may not function properly or may not be accessible. The technology we use cannot obtain information from your hard drive or pass on a computer virus.

For our website users’ convenience, this website may provide links to other websites owned, operated and maintained by third parties. These websites provide separate privacy polices than that of ZyFin. For the avoidance of doubt, ZyFin’s privacy policy applies exclusively to ZyFin and the PII collected by us. You expressly acknowledge and confirm that ZyFin is not responsible for the privacy policies of such third parties’ websites that you link to, nor do we have control over the use or security of information provided by you to those websites or collected by those websites.

Promotional Initiatives

ZyFin’s presence on social networking websites viz. LinkedIn, Facebook, Twitter, Youtube, etc. blogs such as tumblr, wordpress, etc. is only a promotional initiative to invite participation and involvement of prospective investors located in different parts of the world. The domain links contained therein may either direct you to ZyFin website and any other domains as may be operated by ZyFin or request your participation by way of feedback, suggestions, personal experiences, discussions, views, etc. about various investment related ideas and topics. ZyFin in this regard fully disclaims any liability(ies) or claim(s) which may arise by use/misuse of such feedback, suggestions, views, etc. given by you on any of the aforementioned networking websites or blogs, by any third party or any party not known to ZyFin.

Protecting Your Privacy

ZyFin is committed to protecting the privacy and the confidentiality of your PII. Access to PII is limited to ZyFin personnel and such authorized third parties who may host your data on our behalf or may assist in providing the products and services you requested. ZyFin maintains physical, electronic and procedural safeguards that aim to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure.

Other Privacy Policies or Statements

This policy provides a general statement of the ways in which ZyFin aims to protect your PII. You may, however, in connection with specific products or services offered by ZyFin, be provided with privacy policies or statements that substitute or supplement this policy. This policy may be changed from time to time to reflect changes in our practices concerning the collection and use of your PII. The revised policy will be effective immediately upon posting to our web site. This version of the policy is effective from 16th April, 2012.

Your Consent

By accessing the website, you expressly consent and confirm to ZyFin collecting, maintaining, using, processing and disclosing your PII in accordance with this privacy policy.

Queries

f you have privacy questions which are not answered by this Privacy Policy or any other concerns about how we use your personal data, please write to us at:

By email to
info@zyfin.com
Or write to us at,
ZyFin Advisors Private Limited
401A Fortune 2000
4th Floor
Bandra Kurla Complex
Bandra (East), Mumbai 400 051,
INDIA


190, Elgin Avenue
George Town
Grand Cayman, KY1-9005
Cayman Islands